About the Debt Relief Program Reports
The CRN debt relief program education and information is supplemented by different types of individual reports.The vast majority of these reports are compliments to the debt settlement program...
View ArticleSettled Credit Cards For Less – Debt Forgiveness and Taxes
Settling debt for less than the balance you actually owe involves debt forgiveness. Your creditor is forgiving a portion of the debt owed to them because collecting something from you is better than...
View Article5 Things You Won’t Hear From Debt Settlement Companies
In the prior section of the CRN debt relief program we discussed the benefits of settling credit card debts in the first stage of collection. This means getting settlement deals documented and either...
View ArticleHow to Negotiate the Best Debt Settlement Result Can Require Good Timing
Settling each of your credit card debts successfully, and for the best possible savings results, follows a simple formula. The formula is 2 parts math and one part timing. The best debt settlement...
View ArticleSettling Credit Card Debt is Like Running a Race
Settling credit card debts for less than what you owe is a simple concept. So simple in fact, that even when trying to describe this debt solution as complicated in the prior section, we couldn’t. A...
View ArticleWhat Is Debt Settlement?
Debt settlement is what happens when you negotiate a pay off dollar amount for less than the total you owe on a debt. The lower pay off amount will be something the creditor or debt collector agrees to...
View Article3 Warnings About Hardship Payment Plans Offered By Credit Card Banks
In the prior article in this section about hardship payment plans I focused on what they are, how the programs work, and how to get together with your credit card bank and find out if a lower interest...
View ArticleCredit Card Debt Consolidation Today
If you are already aware of how and where your monthly budget is tight, you may have already started to identify with one of the debt relief methods that were only briefly outlined in the previous...
View ArticleCredit Reports and Credit Scores – How Debt Resolution Programs Hurt Both
A common concern you may have when searching for the best debt resolution program is what can happen to your credit score. What follows will help you understand credit rating impacts that relate to the...
View ArticleWhy Cleaning Up Your Credit Reports Improves Mortgage Options
Home buyers who take the necessary steps to improve their credit scores prior to house hunting save significantly over the life of their loans, compared to buyers who wait to fix their scores until...
View ArticleWhen Credit Card Customer Service Turns Bill Collector
Welcome back to the core debt settlement section of the debt relief program. In this section I will get back into the details of setting the stage for negotiating credit card debt with your bank, and...
View ArticleCredit and Debt Relief Information on the Internet
When it comes to debt relief and credit information and resources – the internet is awash with places to avoid. I am talking about websites that publish bad information; incomplete or misleading...
View ArticleHow To Reduce Debt Buyer Collection Lawsuits
Last week the CFPB and the FTC held a workshop to address what happens to unpaid debts at different stages of the debt collection cycle. The workshop brought together state and federal regulators,...
View ArticleWant to Settle Discover Credit Card Sending Dispute and Debt Validation
This post was inspired by my comment exchange with a site reader about negotiating a settlement with a Discover credit card that is now in the hands of a collections law firm. My comment would have...
View ArticleHow to Call Your Bank and Negotiate Credit Card Debt Yourself
If you have been following the early tips I suggest for how to negotiate and settle directly with your credit card bank, you have already had several “just calling to keep you posted” conversations...
View ArticleTop 7 Credit Card Lenders Review the Best at Offering Debt Relief
There are many sources for rating credit cards using points, rewards, and fees as the main criteria. What follows is a debt relief version of “rank a bank” where I apply my experiences; feedback from...
View ArticleSponsors
CRN ceased offering our paid membership program in June of 2013. We wanted to keep our focus on the educational mission we started CRN with back in 2004, and chose to continue those efforts through...
View ArticleDebt Help Hotline
Having worked in the debt and credit relief industry for as long as I have has helped me to form relationships with other like minded professionals. It is because of those relationships, that after...
View ArticleShould you pay Convergent Outsourcing collecting old unpaid debts?
Hello, I have a question on a debt that has transferred several times. The original creditor was Beneficial Co. It went to collection and had since passed through at least 3 collectors, the latest...
View ArticleDo I have to deal with debt collectors for American Express?
I stopped paying my American Express account when I got laid off. I am working again, and it has taken this long to catch up with most bills. I want to tackle this one, but I cannot pay the full...
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