How to find and interview the bankruptcy attorney you will hire.
Not all bankruptcy attorneys are created equal. That is not shocking. The same could be said about finding help in any profession or job that requires expertise and training. That said, finding the...
View Article5 things to avoid when paying debt collectors.
I received an settlement letter from Portfolio Recovery Associates, LLC that has an expiration date. they will allow me to pay it over the phone or online. There are different ways you can pay a debt...
View ArticleDividing your credit cards and other debt responsibilities in divorce.
In Spring 2013, my then husband, had me purchase a Meat smoker and Surround sound system at a store through GE capitol. We put it under my name only, since my credit was better. In Aug 2013, we split...
View ArticleCan AFNI collect on my old phone bill years later?
Good afternoon. I have received a letter from AFNI? They are stating they have a valid debt for $250 some odd on an old At and T bill. I have not had that service for over 3 1/2 years. I also don't owe...
View ArticleMariner Finance loan repayments and release collateral.
Hello Michael, I have been following you for 2 years with the Western Sky/Delbert issues in NJ, (which the State still has not resolved ), but I find myself in another dilemma that perhaps you can give...
View ArticleShould you get help negotiating settlements?
Most of the debt negotiation help requests and questions I deal with come straight to me from the person who needs assistance and answers. But occasionally I receive phone calls from friends and...
View Article9 Plead Guilty to $20M Scheme to Defraud Soldiers.
Eight Alabama residents and one Georgia resident pleaded guilty to participating in a scheme in which they stole thousands of identities to file more than 7,000 false tax returns, according to the...
View ArticleCollection account from Carmel Financial on my credit report.
I have a revolving credit trade line that was charged off 2/2009. I do not know what the balance was at that time, but I do know it was significantly lower than the $5400 credit limit. This is with...
View ArticleAllied Interstate collection letter for old debt passed my states limit to be...
Trying to get one note loan which is past the SOL for Connecticut off my credit report so i can better my credit score, be able to move, obtain credit card, etc. Item has been sold off to other...
View ArticleFulton Friedman and Gullace debt collection firm.
Judgment by FIA/MBNA for $11,060, wage execution collected for 6 years for minimal amount due to minimal pay. Collected $3,139, then Sheriff returned some funds collected and stated attorney called...
View ArticleRenewing judgment debt is painfully simple for Patenaude and Felix.
I have 3 default judgment that are unpaid. Date filed is 10/05 Default Judgement filed on 12/8/05 1. Citibank (Law Firm is Patenaude and Felix) I don't recall being served the summons so I went down to...
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Fixing the student loan debt problem – 5 things.
The U.S. Department of Education recently unveiled a new and improved methodology for calculating student-loan payment delinquencies. Where it once figured the late-payment rate of student loans as a...
View ArticleSecurity Credit Services collecting old debt.
I owned a small business in southern California. After nearly 15 years, it went belly-up in January 2008 through no fault of mine. (Our landlord got into financial difficulty, locked us out without any...
View ArticleCan a company decline you a new account over a really old unpaid bill?
I have an old cell phone bill that I didn't pay. The debt doesn't show on my credit report anymore. I contacted this phone company recently to get phone service with them but was told I would have to...
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Women are not talking about money – here is why
A recent study by Fidelity Investments has uncovered some intriguing paradoxes about women’s relationship with money. Despite the fact that 92 percent of the women involved in the study want to learn...
View ArticleHow will contacting a collection agency restart credit reporting or time...
Dear Michael: “My daughter has medical bills from 2008 when an emergency situation arose and she was not covered under insurance. She recently checked her credit report and contacted the collection...
View ArticleDebt Help and Advice Costs in Ways You May Not Think About.
If you need help dealing with problem credit card, and other types of debt, there is a seemingly endless amount of tips, advice, and opinions about what amounts to only a half dozen options. One of...
View ArticleRecognize and Review a Debt Collector
Complaints about debt collectors number in the ginormous every year. The volume is somewhat understandable. I mean… how many other professions do you spend nearly all of your time trying to get someone...
View ArticleReduce credit card interest rates.
I have an insurance agency that gives me a gross income of over $100,000 a year but some bad investments together with a decline in revenue forced me to borrow heavily and I now have a total debt of...
View ArticleCredit Card Help From In Charge Debt Solutions
I have over 10,000.00 in debt. I have recently signed up for In Charge Debt Solutions the credit payment company. They pay my credit card bills each month for a fee. I also signed up for credit...
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